As of November 18th, Luminate is offering 5% down payment options for owner occupied 2-4-unit homes. This is a significant opportunity for both new and seasoned investors trying to build their real estate portfolio and escape the rate race.

Key Advantages:

  • Lower Down Payment: Just 5% for 2-4-unit, owner-occupied properties.
  • Lower Fixed Rates: Making multi-unit homes more affordable.
  • Expanded Loan Limits: Up to $1,396,800 for high-cost areas.

Why This Matters:

  • A great start for first-time buyers.
  • An opportunity for homeowners to diversify their investments.
  • Use rental income to offset your mortgage and build wealth.

This is a major opportunity for those looking to acquire a multi-family home!

Ready to get started?  We’re here to help!

Tim Erickson
P: (652) 451-2273

Mark Henderson
P: (651) 398-3477