Worried about rising interest rates? Currently in the market for a new home? Check out our lock and shop program that will help you navigate this rising rate environment! Our new lock option can save money by locking in your mortgage rate while you shop for a home.

This lock and shop option is available for conventional fixed-rate and government products, locking in your rate for 90 days. If you don’t find a home within 60 days the lock will be canceled.

All lock and shop locks will require a $750 upfront fee due to Luminate within 3 days of the invoice. Please note that:

  • The upfront fee will be refunded if the loan closes.
  • You must have a Luminate Lightspeed Approval
  • Only available in MN, WI, CO, NH, KS, and MO.

For more information or if you have any questions, please don’t hesitate to reach out!

Ready to get started? Reach out today! We’re here to help!

Tim Erickson
P: (652) 451-2273
E: tim.erickson@goluminate.com
W: www.TimEricksonMortgage.com

Mark Henderson
P: (651) 398-3477
E: mark.henderson@goluminate.com
W: www.MarkHendersonMortgage.com