Mortgage Loan DOs & DON’Ts

DO

• Keep your paystubs, bank statements, and other financial documents handy.
• Make timely payments on all accounts, including rent/mortgage.
• Continue saving incoming statements. Keep all numbered pages of each statement.
• Notify me of any financial, employment, or sales contract changes.
• Let us know if you plan to receive gift funds for closing.
• Understand that times have changed, more documentation required than the past.

DON’T

• Change your employment status or job.
• Make any big purchases, or apply for new credit, or consolidate debts.
• Make any big purchases, or apply for new credit, or consolidate debts.
• Make any undocumented deposits (example is cash).
• Payoff debt, collections or charge-offs without notifying us first.
• Ever hesitate to reach out and ask questions, we are here to help make the mortgage process easy!