Power Buyer Program

Power Buyer Program

  Ready to get started?  We’re here to help! Tim Erickson P: (652) 451-2273 E: tim.erickson@goluminate.com W: www.TimEricksonMortgage.com Mark Henderson P: (651) 398-3477 E: mark.henderson@goluminate.com W:...
Check Out These Numbers!

Check Out These Numbers!

2024 is shaping up to be a year of solid home appreciation following the numbers that are coming in from last year. The most recent reports from CoreLogic and Redfin confirm that home prices rose in 2023 despite rough homebuying conditions. The numbers even eclipsed...
Big Milestone for Mortgage Rates

Big Milestone for Mortgage Rates

Mortgage rates continued their downward trend last week and have fallen to levels not seen since last spring! Fannie Mae’s Economic & Housing Outlook predicts that 30-year mortgage rates will finally drop below 6% towards the end of the year. For your...
2024 Housing Forecast

2024 Housing Forecast

We all have our fingers crossed that 2024 will be the year where homebuying costs finally gain some normalcy, and we’re feeling very optimistic that it will happen! We just posted a detailed article diving deeper into all the factors that we believe will impact...
Tax Tips for Homeowners

Tax Tips for Homeowners

Tax time is rolling around. If you own a home, you are probably wondering how to maximize tax credits and deductions to get the most savings. When filing your taxes as a homeowner, you have a choice between itemizing your deductions or taking the standard deduction....
A Few Predictions for Housing This Year

A Few Predictions for Housing This Year

We all know that 2023 was arguably the worst year in memory for the housing market, and we are happy to leave it behind and look ahead to some improvements for homebuyers in 2024. We wanted to start by giving you a quick breakdown of where we believe things are...