by Marcia Loeslie | Jan 8, 2024 | Featured Post
We all know that 2023 was arguably the worst year in memory for the housing market, and we are happy to leave it behind and look ahead to some improvements for homebuyers in 2024. We wanted to start by giving you a quick breakdown of where we believe things are...
by Marcia Loeslie | Dec 29, 2023 | Featured Post
The Four Phases of Divorce Mortgage Planning 1. CONSULTDuring the consultation phase we learn more about clients goals and fears and begin to examine the real estate collateral. We call this a Financial Transition Consultation which consists of an examination of...
by Marcia Loeslie | Dec 22, 2023 | Featured Post
When you see stories about the current housing crisis in China, you might think that the U.S. is experiencing a similar collapse. But that is not the case! The Chinese real estate market is nothing like the U.S. market. We’ve experienced a shortage of new...
by Marcia Loeslie | Dec 18, 2023 | Featured Post
As of November 18th, Luminate is offering 5% down payment options for owner occupied 2-4-unit homes. This is a significant opportunity for both new and seasoned investors trying to build their real estate portfolio and escape the rate race. Key Advantages: Lower Down...
by Marcia Loeslie | Dec 8, 2023 | Featured Post
What are Seller Credits and How Can They Help? Seller credits, also known as seller concessions, are funds provided by the seller of a property to help cover the buyer’s closing costs. In short, these credits can help reduce the amount of money you need to bring...
by Marcia Loeslie | Dec 4, 2023 | Featured Post
As we get ready for the festivities, many of us are cozied up indoors, watching the snow piles grow. And just like the winter wonderland outside, loan limits are also on the rise! With interest rates finally thawing, more of us are jumping into the market to snag a...
